After almost 40 years of working my *** off, I’m near the point of enjoying my retirement.”Golden Years” some call it, yet is it really golden I ask you.I’ve known a lifetime of work and start to experience stir-craziness when I have a few days to be home relaxing.The next few years should be a learning experience at the very least.

Having said that, when I entered college I learned a few lessons that I remember even now.Financial well-being and security was the most important lesson of them all.Till now I have been aimed at building my nest egg lage enough to keep me going until retirement.  Now that those days are upon me, though, I need to shift focus to other things.

I don’t contribute to a 401K any more, rather I will be emptying one out, which certainly will be odd.  I took that as my cue, though, to set myself and my family up for my own well being and theirs.  I hate to say it as it sounds a little creepy to me but the reality is that we all pass on when it’s our time and I wanted to make sure that my family wasn’t stuck with my financial burdens when that day comes.  I think the hardest thing to have to deal with when my parents passed was all of the extras that come tacked onto it such as funeral expenses, medical bills that had arisen, their other debts, and even the legal fees that became associated with it all.

It was not only the last thing on my mind but truly the last thing I wanted to deal with at that moment so I’ve decided to do a little research on how to keep my family out of that mess when my time comes.  For that, I’ve found the one simple solution and it’s known as final expense insurance.Truly, final expense insurance is what I have been seeking.  It covers any expense that I may incur between now and then and, if they stick around after I do, they pick up the tab.I feel great knowing that my family will have less stress.

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