Finding cheap health insurance coverage these days can be difficult but finding low cost health insurance when you are suffering from cancer is thought by most people to be all but impossible. However, as long as you know where to look it is easier than you might think.

The key problem facing people with cancer when looking for health insurance is the fact that almost all health plans include exclusions for pre-existing conditions that will exclude coverage for a condition, cover a condition at an additional cost or provide coverage at normal rates but impose a ‘waiting period’ before cover for a condition comes into effect. A lot of people are simply fightened off by the words ‘pre-existing condition exclusions’ although it is usually not nearly as frightening as they think.

Most people can be divided into two categories when looking for medical insurance – those who are looking for an individual health insurance plan and those people who are looking for cover under a group health insurance scheme.