The day comes when you lose your job and, at the same time, you and perhaps your family also lose your medical insurance. Happily, temporary medical insurance is something that can keep you afloat until you are able to get a new job. A short term medical insurance policy will cover your health care needs from the time you lose your job until you are eligible for benefits under another employer’s plan.

Where should you start looking for a temporary health insurance policy?  Just like a lot of people today, your initial stop will possibly be one of the online search engines and these will provide you with a laundry list of directories. These directories will each give you a list of companies which offer short term medical insurance and even a handful which will tell you exactly what it is. Knowing just what short term health insurance is and, just as importantly, what it is not is going to help you shop for the right policy and will stop you from being scammed.