Republic of Mexico law does not accept foreign auto policies, including Canadian Car insurance. So if you drive South of the Border without buying a Mexican Auto Insurance policy and are then caught in an auto accident, you run the risking going to jail until you provide compensation to cover your new debt. This debt runs deeper than the people and vehicles involved in the accident, you may also have to help cover the livelihood of the families of those injured as well.

In Mexico as well as Canada, auto insurance coverage and premiums depend on the program you pick. Canadian minimum liability limit is normally $200,000 in the provinces with the exception of Quebec where the liability limit is $50,000. In the Republic of Mexico, there is no minimum liability limit , however, most reputable Mexican car insurance agents start car liability limits at $50,000 and most insureds purchase a minimum of $100,000. This policy provides payment in dollars in the event you are at-fault for third party property damage or injury to other people.

Quality Mexican Auto Insurance is essential when driving in Mexico.

Many people ask what’s the big deal about purchasing auto insurance for Mexican trips? To begin with, policies of the United States and Canada do not apply in Mexico.

If you plan to travel to Mexico by car, you can purchase a policy online that will be considered legal in Mexico.

Full Coverage Mexican Car Insurance is important as well. It covers total theft, fire, lightening, and other weather related catastrophes like hurricanes and earthquakes to your vehicle.

If you happen to have an accident in the Republic of Mexico, it is important that you report it to the appropriate authorities and your carrier before returning home if you wish your claim to be honored. Do otherwise and your Mexican insurance company has no legal obligation to pay any loss even if your claim would have been covered.

An auto accident is more than an unlucky event – it is a felony. You can be confined and your vehicle can be confiscated until you pay legal damages viewed as having been caused by you.