This diabetes life insurance underwriting guide can and should help you diabetics better understand how to get the best life insurance underwriting when you apply for a policy.

Diabetes is a metabolic disorder that is caused by not enough production of insulin in the body. It is mostly irreversible but can be controlled by diet, medication and exercise prescribed by your Doctor. By the way when applying for a life policy the above mentioned factors (diet, exercise and medication) are the big factors the underwriters look for in you file. Control and follow up with your doctor are huge and will greatly improve your opportunity for the best rates.

The underwriters have to see that you are in control of your disease due to the fact in later years it can cause serious complications, life coronary disease and kidney disease.The aforementioned disease’s can and most likely will lead to shorter life span and higher rates.

The health conditions that will affect your final offer:

  • Current Age
  • Date of diagnosis and the age at onset