Rocky Point Mexico, a.k.a. Puerto Penasco, has a reputation for sport fishing and fun adventure along the Sea of Cortes. Situated 55 land miles from the AZ border, Rocky Point is a favorite vacation destination for those wanting to escape for a couple of days of adventure in Mexico.

For those searching for comfort, luxury hotels and condos are plentiful, and traditional RV parks and motels are also readily available.

There are numerous entertaining things to do including, sport fishing Charters, Jet ski Rentals, day-to-day sailing cruises, Scuba and Snorkeling, Whale and Dolphin viewing, , Sailplane Flights, Parasailing, ATV Rentals and Horseback riding on the beach. And don’t forget the fish tacos!

In the early 1800′s, Lt. Robert H. Hardy of the British Royal Navy explored along the seacoasts of Sonora and Baja California searching for pearls and valuable minerals in the sailing vessel La Bruja. He christened the beach head Rocky Point and it was described on semiofficial maritime guides as such until General Lázaro Cárdenas, president of Mexico in the 1930′s modified it to Puerto Punta Peñasco (Port Rocky Point).

William Kitto was not traveling for his first time in Mexico when he got into an accident near San Vincente, Mexico while driving his friend’s pick-up.The drive was difficult due to a driving rain storm, which quickly left him at the mercy of his friend’s Mexican insurance policy.

Bill and his friend were traveling at 30 MPH hour when they rounded a corner to find a Mexican military truck hurtling towards them partly on their side of the road. Not able to avoid the crash, the two vehicles hit head-on left, sending military personnel down an embankment and Bill and his friend into the drop-off wall on the opposite side.

Within minutes, the Mexican police arrive and one speeds an injured Bill away to a location unknown to him or his companion who is left standing roadside. In Mexico, they practice Napoleonic Law, where there is no ‘innocent until proven guilty’-exactly the opposite.

There’s a good reason why savvy travelers buy Mexican Car Insurance Policy before leaving home.

And why is Mexican Auto Insurance indeed critical for folks journeying to Mexico? The trouble is, even with legitimate U.S. or Canadian auto insurance, no matter how comprehensive your coverage is, it doesn’t cover financial obligation security for the people or property outside your motor vehicle. It is also important to remember that the Republic of Mexico will not officially recognize any policy unless it is written by an approved Mexican insurer. This explains why is it vital to purchase a Mexican Automobile Insurance Policy from an officially licensed company with permission to conduct business in Mexico. Basic common sense would dictate you purchase Mexico Auto Insurance prior to entering the country, because you will have a better understanding about what you are getting and just as importantly, you can see what you are NOT getting.

For example, there are insurers at the border who sell annual insurance policies. What they may not tell you is that the policy has a provision which states that if you are in Mexico for more than 90 days within that annual period, the policy is void.

We asked one client what he thought of buying Mexico Car Insurance at one of the booths, gas stations, or roadside stands along the border.

These were his comments:

“I have vacationed in Mexico since the 70′s. Nearly all vacationers plan their travel, drive to the border then remember that they need to bring Mexico auto insurance … then they go to purchase insurance at the nearest sales booth. This is similar to purchasing groceries at Shell or Seven 11… your alternatives are slim, and you do not have any way to figure out about the quality of the insurers that peddle at the border. It’s take it or leave it… the coverage is a la carte, who knows what you are really really getting, AND they somehow add extra FEES! It’s much easier to purchase online, before you leave home!”
San Diego, CA Resident

Also consider this: There is a LARGE difference between paper generated Mexico insurance policies and electronic Internet Mexican Insurance Policies.